:root {
  --navy-950: #071a35;
  --navy-900: #0b2447;
  --navy-800: #12345f;
  --navy-700: #1b4777;
  --gold-500: #d99b16;
  --gold-400: #efb62f;
  --ink: #162638;
  --muted: #5d6c7d;
  --line: #dce5ee;
  --surface: #f5f8fb;
  --surface-gold: #fff8e8;
  --white: #ffffff;
  --content-width: 72rem;
  --radius-lg: 1.5rem;
  --radius-md: 0.9rem;
  color-scheme: light;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}

img { display: block; max-width: 100%; height: auto; }
a { color: var(--navy-700); }
a:hover, a:focus-visible { color: var(--gold-500); }

.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  z-index: 20;
  padding: 0.65rem 0.9rem;
  color: var(--white);
  background: var(--navy-900);
  border-radius: 0.4rem;
}
.skip-link:focus { top: 1rem; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid rgba(220, 229, 238, 0.85);
  backdrop-filter: blur(12px);
}

.header-inner, .footer-inner, .page-content, .section-inner {
  width: min(100% - 2.5rem, var(--content-width));
  margin-inline: auto;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 5rem;
  gap: 2rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
}
.brand img { width: 9rem; max-height: 3.1rem; object-fit: contain; }

.site-nav ul, .footer-links, .check-list, .flow-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-nav ul { display: flex; align-items: center; gap: 1.7rem; }
.site-nav a {
  position: relative;
  color: var(--navy-900);
  font-size: 0.92rem;
  font-weight: 650;
  text-decoration: none;
}
.site-nav a::after {
  position: absolute;
  right: 0;
  bottom: -0.55rem;
  left: 0;
  height: 2px;
  content: "";
  background: var(--gold-500);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 180ms ease;
}
.site-nav a:hover::after, .site-nav a:focus-visible::after, .site-nav a[aria-current="page"]::after {
  transform: scaleX(1);
  transform-origin: left;
}
.menu-toggle { display: none; }

.hero, .page-hero { background: var(--navy-950); color: var(--white); }
.hero { overflow: hidden; }
.hero-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(18rem, 0.9fr);
  align-items: center;
  gap: 4rem;
  min-height: 38rem;
  padding-block: 5.5rem;
}
.hero-copy h1, .page-hero h1 { color: var(--white); }
.hero-copy h1 { max-width: 48rem; margin: 0 0 1.5rem; font-size: clamp(2.7rem, 5.5vw, 4.6rem); line-height: 1.07; letter-spacing: -0.045em; }
.hero-copy .lead { max-width: 39rem; color: #d6e1ed; font-size: clamp(1.1rem, 2vw, 1.3rem); }
.hero-logo-wrap { display: grid; place-items: center; min-height: 19rem; padding: 2rem; border: 1px solid rgba(239, 182, 47, 0.4); border-radius: 50%; background: rgba(255, 255, 255, 0.97); box-shadow: 0 1.5rem 4rem rgba(0, 0, 0, 0.2); }
.hero-logo-wrap img { width: min(100%, 25rem); }

.eyebrow { margin: 0 0 0.9rem; color: var(--gold-500); font-size: 0.8rem; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; }
h1, h2, h3 { color: var(--navy-900); line-height: 1.15; letter-spacing: -0.025em; }
h2 { margin: 0 0 1.25rem; font-size: clamp(1.9rem, 3.4vw, 3rem); }
h3 { margin: 0 0 0.75rem; font-size: 1.25rem; }
p { margin: 0 0 1rem; }
.lead { color: var(--muted); font-size: 1.12rem; }
.section { padding-block: 5.5rem; }
.section-muted { background: var(--surface); }
.section-gold { background: var(--surface-gold); }
.section-intro { max-width: 43rem; margin-bottom: 2rem; }
.section-intro h2 { margin-bottom: 0.85rem; }

.button-row { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-top: 1.75rem; }
.button, .button-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 3rem;
  padding: 0.7rem 1.25rem;
  border-radius: 999px;
  font-weight: 750;
  text-decoration: none;
  transition: transform 160ms ease, background 160ms ease, border-color 160ms ease;
}
.button { color: var(--navy-950); background: var(--gold-400); }
.button:hover, .button:focus-visible { color: var(--navy-950); background: #ffd15b; transform: translateY(-2px); }
.button-secondary { color: var(--white); border: 1px solid rgba(255,255,255,0.45); }
.button-secondary:hover, .button-secondary:focus-visible { color: var(--white); border-color: var(--gold-400); background: rgba(255,255,255,0.1); }
.section .button-secondary, .page-content .button-secondary { color: var(--navy-900); border-color: var(--line); }
.section .button-secondary:hover, .page-content .button-secondary:hover { color: var(--navy-900); border-color: var(--gold-400); background: var(--surface-gold); }

.cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
.cards-three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card { padding: 1.75rem; border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--white); box-shadow: 0 0.8rem 2.5rem rgba(13, 42, 75, 0.06); }
.card p:last-child { margin-bottom: 0; }
.card-accent { border-top: 4px solid var(--gold-500); }
.card-dark { color: #dce7f2; background: var(--navy-900); border-color: var(--navy-700); }
.card-dark h3 { color: var(--white); }
.card-dark a { color: var(--gold-400); }
.card-cta { display: inline-flex; align-items: baseline; gap: 0.3rem; font-size: 0.95rem; font-weight: 750; text-decoration: none; white-space: nowrap; }

.split { display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); align-items: start; gap: 5rem; }
.split-copy { max-width: 32rem; }
.check-list { display: grid; gap: 0.9rem; }
.check-list li { position: relative; padding-left: 2rem; }
.check-list li::before { position: absolute; left: 0; top: 0.5rem; width: 0.7rem; height: 0.7rem; content: ""; border-radius: 50%; background: var(--gold-500); box-shadow: 0 0 0 5px rgba(217, 155, 22, 0.14); }

.flow-list { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0.75rem; counter-reset: flow; }
.flow-list li { position: relative; min-height: 7.5rem; padding: 1.25rem 1rem; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--white); font-weight: 750; text-align: center; }
.flow-list li::before { display: block; margin-bottom: 0.8rem; color: var(--gold-500); font-size: 0.8rem; content: "0" counter(flow); counter-increment: flow; }
.flow-list li:not(:last-child)::after { position: absolute; top: 50%; right: -0.95rem; width: 1rem; height: 1px; content: ""; background: var(--gold-500); }

.quote { max-width: 53rem; margin: 0 auto; color: var(--navy-900); font-size: clamp(1.7rem, 3vw, 2.7rem); font-weight: 700; line-height: 1.2; text-align: center; }
.quote-mark { display: block; margin-bottom: 0.75rem; color: var(--gold-500); font-size: 4rem; line-height: 0.7; }
.highlight-line { margin: 1.5rem 0 2rem; padding: 0.4rem 0 0.4rem 1.25rem; border-left: 4px solid var(--gold-500); color: var(--navy-900); font-size: clamp(1.35rem, 2.4vw, 2rem); font-weight: 750; line-height: 1.25; }
.section-spaced { margin-top: 1.5rem; }
.quote-spaced { margin-top: 3rem; }
.quote-left { margin: 2rem 0 2.5rem; text-align: left; }
.quote-left-short { margin: 1.5rem 0 2rem; text-align: left; }
.quote-large { margin-top: 4rem; }
.page-hero-inner { padding-block: 5rem; }
.page-hero h1 { max-width: 48rem; margin: 0; font-size: clamp(2.5rem, 5vw, 4.3rem); }
.page-hero .lead { max-width: 43rem; margin-top: 1.25rem; color: #d6e1ed; font-size: 1.15rem; }
.article-section { max-width: 52rem; }
.article-section + .article-section { margin-top: 4rem; }
.article-section p:last-child { margin-bottom: 0; }
.contact-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; margin-top: 2rem; }
.contact-card a { display: inline-block; margin-top: 0.25rem; font-size: 1.2rem; font-weight: 750; }
.legal-note { padding: 1.5rem; border-left: 4px solid var(--gold-500); background: var(--surface-gold); }

.site-footer { margin-top: 0; color: #cbd8e5; background: var(--navy-950); }
.footer-inner { display: grid; grid-template-columns: 1fr auto; gap: 1.5rem 2rem; padding-block: 2.5rem; }
.footer-brand img { width: 11rem; margin-bottom: 1rem; filter: brightness(0) invert(1); }
.footer-brand p { max-width: 22rem; color: #9eb0c3; }
.footer-links { display: flex; flex-wrap: wrap; align-content: start; justify-content: end; gap: 0.65rem 1.25rem; }
.footer-links a { color: #dce7f2; text-decoration: none; }
.footer-links a:hover, .footer-links a:focus-visible { color: var(--gold-400); }
.footer-bottom { grid-column: 1 / -1; padding-top: 1.25rem; border-top: 1px solid rgba(255,255,255,0.14); color: #8fa2b6; font-size: 0.85rem; }

.consent-banner { position: fixed; right: 1rem; bottom: 1rem; left: 1rem; z-index: 30; display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: end; gap: 1.5rem; max-width: 76rem; margin-inline: auto; padding: 1.25rem 1.5rem; color: #dce7f2; border: 1px solid rgba(239, 182, 47, 0.5); border-radius: var(--radius-md); background: var(--navy-900); box-shadow: 0 1rem 3rem rgba(7, 26, 53, 0.28); }
.consent-banner[hidden], .consent-dialog[hidden], .consent-backdrop[hidden] { display: none; }
.consent-banner-copy { max-width: 47rem; }
.consent-banner h2, .consent-dialog h2 { margin: 0 0 0.35rem; font-size: 1.25rem; }
.consent-banner h2 { color: var(--white); }
.consent-banner p { margin-bottom: 0; font-size: 0.9rem; }
.consent-eyebrow { margin: 0 0 0.25rem; color: var(--gold-400); font-size: 0.72rem; font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; }
.consent-actions, .consent-dialog-actions { display: flex; flex-wrap: wrap; align-items: center; justify-content: end; gap: 0.55rem; }
.consent-button, .consent-text-button, .consent-close { font: inherit; cursor: pointer; }
.consent-button { min-height: 2.65rem; padding: 0.55rem 0.9rem; border: 1px solid transparent; border-radius: 999px; font-size: 0.88rem; font-weight: 750; }
.consent-button-primary { color: var(--navy-950); background: var(--gold-400); }
.consent-button-primary:hover, .consent-button-primary:focus-visible { background: #ffd15b; }
.consent-button-secondary { color: var(--white); border-color: rgba(255,255,255,0.4); background: transparent; }
.consent-button-secondary:hover, .consent-button-secondary:focus-visible { border-color: var(--gold-400); }
.consent-text-button { padding: 0.4rem; color: var(--gold-400); border: 0; background: transparent; font-size: 0.9rem; font-weight: 700; text-decoration: underline; text-underline-offset: 0.2rem; }
.consent-banner .consent-text-button:hover, .consent-banner .consent-text-button:focus-visible { color: var(--white); }
.consent-dialog .consent-text-button:hover, .consent-dialog .consent-text-button:focus-visible { color: var(--navy-900); }
.footer-link-button { padding: 0; color: #dce7f2; border: 0; background: transparent; font: inherit; cursor: pointer; }
.footer-link-button:hover, .footer-link-button:focus-visible { color: var(--gold-400); }
.consent-backdrop { position: fixed; inset: 0; z-index: 40; background: rgba(7, 26, 53, 0.65); }
.consent-dialog { position: fixed; inset: 50% auto auto 50%; z-index: 41; width: min(calc(100% - 2rem), 34rem); max-height: calc(100vh - 2rem); overflow: auto; transform: translate(-50%, -50%); border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--white); box-shadow: 0 1.5rem 4rem rgba(7, 26, 53, 0.3); }
.consent-dialog-inner { padding: 1.5rem; }
.consent-dialog-header { display: flex; align-items: start; justify-content: space-between; gap: 1rem; }
.consent-dialog h2 { color: var(--navy-900); font-size: 1.75rem; }
.consent-close { width: 2rem; height: 2rem; padding: 0; color: var(--muted); border: 1px solid var(--line); border-radius: 50%; background: var(--white); font-size: 1.4rem; line-height: 1; }
.consent-close:hover, .consent-close:focus-visible { color: var(--navy-900); border-color: var(--gold-500); }
.consent-options { display: grid; gap: 0.7rem; margin-block: 1.25rem 1.5rem; }
.consent-option { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 0.9rem 1rem; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--surface); }
.consent-option strong, .consent-option small { display: block; }
.consent-option small { margin-top: 0.15rem; color: var(--muted); font-size: 0.8rem; }
.consent-option input { width: 1.2rem; height: 1.2rem; accent-color: var(--gold-500); }
.consent-dialog-actions { justify-content: start; }
.consent-dialog-open { overflow: hidden; }

@media (max-width: 60rem) {
  .header-inner { min-height: 4.5rem; }
  .site-nav ul { gap: 1rem; }
  .hero-inner { gap: 2.5rem; }
  .split { gap: 2.5rem; }
}

@media (max-width: 48rem) {
  .header-inner, .footer-inner, .page-content, .section-inner { width: min(100% - 2rem, var(--content-width)); }
  .menu-toggle { display: inline-flex; align-items: center; gap: 0.45rem; padding: 0.55rem 0.75rem; color: var(--navy-900); border: 1px solid var(--line); border-radius: 0.55rem; background: var(--white); font: inherit; font-size: 0.9rem; font-weight: 700; }
  .menu-toggle::before { content: "☰"; color: var(--gold-500); font-size: 1.1rem; }
  .site-nav { display: none; width: 100%; }
  .site-nav.is-open { display: block; }
  .site-nav ul { align-items: stretch; flex-direction: column; gap: 0; padding: 0.5rem 0 1rem; }
  .site-nav li { border-top: 1px solid var(--line); }
  .site-nav a { display: block; padding: 0.75rem 0; }
  .site-nav a::after { display: none; }
  .header-inner { flex-wrap: wrap; gap: 0.75rem; padding-block: 0.75rem; }
  .brand { margin-right: auto; }
  .brand img { width: 7.8rem; }
  .hero-inner, .split { grid-template-columns: 1fr; }
  .hero-inner { min-height: auto; padding-block: 4rem; }
  .hero-logo-wrap { order: -1; min-height: 12rem; max-width: 18rem; margin-inline: auto; padding: 1.1rem; }
  .section { padding-block: 3.5rem; }
  .cards, .cards-three, .contact-grid { grid-template-columns: 1fr; }
  .flow-list { grid-template-columns: 1fr; }
  .flow-list li { min-height: auto; text-align: left; }
  .flow-list li::before { display: inline; margin-right: 0.65rem; }
  .flow-list li:not(:last-child)::after { top: auto; right: auto; bottom: -0.9rem; left: 50%; width: 1px; height: 1rem; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-links { justify-content: start; }
  .footer-bottom { grid-column: auto; }
  .consent-banner { grid-template-columns: 1fr; gap: 0.9rem; padding: 1.1rem; }
  .consent-actions { justify-content: start; }
  .consent-button { flex: 1 1 auto; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: 0.01ms !important; }
}